Not going out. Not staying in.

We all have a favourite time of year, be it autumn when the leaves are dropping or spring when there are daffodils everywhere.

A significant number of people suffer from Seasonal Affective Disorder (SAD) with the statistics showing as high as 1 in 3 people struggling through the winter months.Cosying up by the fire in winter with your loved ones or going for a brisk walk in the winter chill and if you’re lucky pausing for a snowball fight and bit of sledging can make all the difference when it comes to the way you’re feeling. The important thing is to be happy it what you’re doing; do the things that make you and your family happy.

Are you going out or are you staying in? A happy medium should be found specific to your needs.

It’s important to be social be it with friends or family, though it doesn’t necessarily mean that you have to go out or spend a significant amount of money to do so.

Think about having friends over for a drink and a catch up or try your hand at hosting a dinner party. Taking it in turns to host dinner parties among your friendship group can be fun, almost like an extended episode of Come Dine with Me (you could even get the score cards out if you’re all feeling brave).

If it’s nice weather make the most of it by having a bbq and inviting round the neighbours, then if it’s not nice weather move the gathering inside. Getting everyone to bring a food dish makes it much less expensive to host (and if you have good neighbours they’ll help clear up at the end of the night/day too).

Deciding on a home cooked meal vs dining out can completely depend on your mindset at the time which is why sometimes it’s good to find a solution somewhere in the middle of the two. Would you prefer a hot chocolate by the fire or are you in the mood for a martini out with friends? Or are homemade mudslide cocktails and espresso martinis on the cards … You decide what’s best.

Whatever you decide to do Chill Insurance have got you covered. Be it travel insurance, life insurance, home insurance and more. Take care of yourself.


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